Disclaimer

1. Our Role — Not a Real Estate Brokerage

Grateful Gable Home Solutions Inc. is a Calgary-area real estate investment company. We buy, improve, hold, and sell real estate for our own account. We are not a licensed real estate brokerage and do not represent buyers or sellers as their real estate agent.

When we consider purchasing a property directly, Grateful Gable Home Solutions is the prospective buyer and is acting in its own economic interest. We are not acting as the property owner's agent, representative, fiduciary, or advisor.

2. General Information — Not Professional Advice

Information on this website is provided for general informational and educational purposes. It should not be treated as legal, tax, financial, mortgage, credit, investment, accounting, appraisal, inspection, or other professional advice.

Visiting this website, contacting us, receiving information from us, or discussing a possible transaction does not by itself create an advisory, agency, fiduciary, or professional-client relationship.

You should obtain appropriate independent professional advice regarding matters that could affect your legal rights, taxes, financing, credit, estate, family circumstances, property condition, valuation, or investment risk.

3. Website Content Is Not a Binding Offer

Website descriptions, examples, timelines, price discussions, calculators, resources, sample documents, and explanations of possible transactions are not binding offers or commitments unless expressly stated in a written agreement.

Any actual purchase, sale, loan, investment, referral arrangement, or other transaction will depend on the specific circumstances and the applicable written documentation. If website content differs from a signed agreement, the signed agreement governs the transaction.

4. Direct Property Purchases and Closing Timelines

Statements about direct purchases, as-is sales, flexible possession, or accelerated closings describe options that may be available in some transactions. They are not guarantees that a particular property can be purchased or closed by a particular date.

We can often accommodate an accelerated closing when the property, title, funding, legal work, access, documentation, and due diligence allow. If timing is important, we encourage you to tell us your target date so we can determine what we can realistically support before anything is agreed to in writing.

A direct sale and an open-market listing involve different tradeoffs. A direct transaction may reduce preparation, marketing, showings, or other steps, while an open-market sale may provide broader market exposure. Sellers remain responsible for deciding which transaction path and terms are appropriate for their circumstances.

5. No Guaranteed Outcomes

We do not guarantee sale prices, closing dates, net proceeds, property values, financing outcomes, credit outcomes, tax results, legal outcomes, investment returns, lender returns, repayment, rental performance, renovation costs, renovation results, resale values, or future market conditions.

Real estate outcomes depend on circumstances that can change, including property condition, title, financing, contractor performance, costs, market conditions, legal requirements, third-party actions, and execution.

6. Private Lending and Investment Risk

Private lending and real estate investment involve risk. Depending on the opportunity, risks may include delayed repayment, borrower default, changes in property value, construction or renovation issues, cost overruns, financing risk, market changes, liquidity limitations, enforcement costs, timing changes, and partial or complete loss of capital.

Nothing on this website is intended to constitute a prospectus, offering memorandum, investment recommendation, or general recommendation to lend or invest.

Any actual private lending or investment opportunity will be deal-specific and may be subject to separate documentation, eligibility requirements, legal requirements, and risk disclosures. Prospective lenders and investors should independently review each opportunity and obtain appropriate legal, tax, financial, and investment advice before participating.

7. Investor Information, Estimates, and Projections

Information provided about an investment property may include estimates, assumptions, comparable sales, renovation budgets, repair scopes, potential rents, resale values, timelines, carrying costs, or other projections.

Estimates and projections are not guarantees and may prove inaccurate. Unless expressly identified otherwise, they should not be treated as an appraisal, valuation opinion, inspection, engineering assessment, or assurance of future performance.

Investors are responsible for conducting their own underwriting and verifying the assumptions that matter to their decision.

8. Renovated Homes and Buyer Due Diligence

Renovation summaries, photographs, scopes of work, receipts, permits, warranties, property descriptions, and other information may be provided to help buyers understand a property and work completed by or known to Grateful Gable Home Solutions.

That information does not replace an independent property inspection, title review, legal review, professional advice, or any other due diligence a buyer considers appropriate.

Buyers should independently verify information that is material to their purchase decision.

9. Probate, Tenancy, Separation, Financial Stress, and Other Sensitive Situations

Website information relating to estates, probate, inherited property, tenant-occupied property, separation or divorce, financial stress, relocation, or other sensitive circumstances is general information only.

These situations may involve legal authority, contractual rights, tenancy rules, court orders, lender requirements, tax consequences, estate obligations, consent requirements, or other matters that Grateful Gable Home Solutions is not responsible for determining on your behalf.

Appropriate lawyers, accountants, financial professionals, mortgage professionals, or other qualified advisors should address those matters where needed.

10. Examples, Calculators, and Sample Materials

Sample deal memos, checklists, calculators, worksheets, example scenarios, sample documents, and other resources are provided for educational or explanatory purposes unless specifically stated otherwise.

They do not create contractual obligations and should not be assumed to describe the terms, economics, risks, or outcome of a particular transaction.

If testimonials from actual customers, partners, investors, or lenders are displayed on the website, they reflect individual experiences and should not be interpreted as a guarantee that another person will experience the same result.

11. Website Accuracy and Third-Party Information

We make reasonable efforts to keep website information useful and current, but we do not guarantee that all information is complete, error-free, current, or applicable to every situation.

Real estate markets, laws, financing conditions, costs, service providers, property information, and business processes can change. Information obtained from third parties may also change or contain inaccuracies.

Links to third-party websites or services are provided for convenience and do not mean that Grateful Gable Home Solutions controls or guarantees the content, availability, security, or practices of those third parties.

12. Human Rights and Non-Discrimination

Grateful Gable Home Solutions intends to conduct its business in accordance with applicable human rights laws. We do not discriminate based on protected grounds under applicable law in areas where those protections apply.

13. Questions About This Disclaimer

If you have a question about this Disclaimer or about the role Grateful Gable Home Solutions would have in a particular transaction, contact us at hello@gratefulgable.com.

Effective date: October 5, 2026